( Tenor ： 2020/01/17 08:45:02 )
 
Unit: Annual Interest Rate %

新臺幣存款利率
Type of rate Fixed Interest Rate Floating Interest Rate
Check Deposit no interest
current account General 0.08000
above 50 million [Includes] -
Demand Savings Deposit General 0.23000
above 30 million [Includes] -
Wages transfer Deposit below 1 million [Includes] 0.26000
Securities Demand Savings Deposit 0.00500
Time Deposit one month 0.60000 0.60000
Three months 0.66000 0.66000
Six months 0.77000 0.81000
Nine months 0.88000 0.92000
one year 1.04500 1.06500
Two years 1.07000 1.09000
Three years 1.07000 1.09000
Time Saving Deposit one year 1.09000 1.09000
Two years 1.09500 1.17000
Three years 1.09500 1.17000
Type of Large-denomination Rate Fixed Interest Rate Floating Interest Rate
Large-denomination Time Deposit

(3 Million And Above)

 one month 0.07000 0.07000
Three months 0.09000 0.09000
Six months 0.12000 0.12000
Nine months 0.13000 0.13000
one year 0.13000 0.13000
Two years 0.16000 0.16000
Three years 0.19000 0.19000
Large-denomination Time Saving Deposit

(3 Million And Above)

 one year 0.24000 0.24000
Two years 0.24000 0.24000
Three years 0.24000 0.24000

1.活期性存款計息方式：
(1)按日計息，並以365日為計息基礎﹝每日存款餘額之和(即總積數)先乘其年利率，再除以365
     即得利息額﹞。
(2)以自動化設備(ATM)或網路銀行等方式於營業時間外(含假日)辦理現金、轉帳及匯款存入之
     活期性存款，皆於存入當日開始計息，計息切換時點為當日24時。

2.優利大額活期存款適用對象：
僅限主管機關核准設立之公司、行號、團體或其他法人組織（不含金融業、證(票)券業、中華郵政、金融控股公司、備償戶）。

3.企業超值活期存款適用對象：企業超值活期存款適用對象：
僅限主管機關核准設立之公司、行號、團體或其他法人組織（不含金融業、保險業、證(票)券業、中華郵政、金融控股公司、籌備處、備償戶）。

4.優利大額活期存款及企業超值活期存款須專案申請。