1. Interest accrual method for demand deposits: (1) Interest is accrued daily 365 days a year (the sum of daily deposit balance (total amount) is multiplied by its annual interest rate, and then divided by 365, which is the amount of interest). (2) Interest for cash deposits, transfers, and inward remittance of demand deposits through ATMs or Internet banking outside business hours (including holidays) will accrue from the day of deposit. Interest rates change at 24:00 on the same day.
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